Deogracias Real Estate Group
Bolder. Better. Brighter.
Free Ontario first-time buyer guide
Buy smarter. Start stronger.
Buying your first home is exciting. Guessing at deposits, closing costs and approvals? Less fun. Start with the numbers and a clear order.
- Build a comfortable budget—not just a lender maximum
- Know the documents, down payment and cash-to-close
- Protect your approval from pre-approval to final key
Plain language · Ontario-focused · Updated August 2026
Complete the form with contextual information regarding your challenges, timelines, and desired outcomes, and our team will respond promptly with an evidence-based recommendation framework.
What’s inside
The money. The paperwork. The order.
01
Know your numbers
Separate your approval ceiling, comfortable payment and cash-to-close.
02
Prepare your file
Gather the income, down-payment, debt and identity records lenders expect.
03
Protect the plan
Understand deposits, closing costs and the financial moves to avoid before closing.
Know your numbers before you fall in love.
A good first purchase starts before the first showing—with a budget, a prepared file and a strategy.